![]() ![]() Cryptocurrency, the entire asset class, will be treated like a "specific investment". This also extends to PM'ing users because of comments they made on this subreddit.Ĥ) All specific investment recommendations will be removed. We expect that users do not use this forum to build a brand, for financial gain, or to attempt to gain traffic or users. This includes solicitation of referrals, posting your own blog, video channel or personal website, and recommendations for users to do business with you. Comments suggesting that sharing financial information in a personal finance subreddit is a "humblebrag" will be removed. Refrain from "judging" the financial situation of others - whether their situation is dire or well-off. You can feel free to be "harsh", but never insulting. This covers a very wide variety of topics, including banking, employment, budgeting, minimizing recurring or popular expenses, advice for large purchases, and more.īe patient with others. Personal Finance Canada Discord: AMAs Person / CompanyĪuto Budget Credit Debt Employment Housing Investing Retirement Taxes Meta Banking Misc Estate Insurance Rulesġ) Posts must be about personal finance in Canada The topic of "personal finance" includes budgeting, goal planning, taxation, saving, investing, banking, credit cards, insurance products, life event planning, major purchase advice, unique deals and tips for frugality, employment and other income sources, global or national economic news and discussions, and a variety of similar topics. For that option, check out our new Interest-Only Mortgage Calculator.This subreddit is a place to discuss anything related to Canadian personal finance. It also doesn't work for interest-only mortgages. Note: This mortgage calculator does NOT work for so-called "simple interest mortgages" - you'll need to try our Simple Interest Mortgage Calculator instead. ![]() Remember that if paying monthly, you can enter a fraction of a year by entering a value like =10+5/12 (for 10 years and 5 months). The second approach is to enter the current mortgage balance and adjust the term length until the PI payment matches what you are currently paying. So, if you've already been making payments for a couple of years, you can choose to have scheduled extra payments start on payment number 25. That is the simplest solution, so we've added a new feature to the Extra Payments section (at the suggestion of one of our users) that lets you specify what payment you want the extra payments to start at. The first is to enter the original loan amount and date and then make adjustments to the payment history within the Payment Schedule as needed. There are a couple of ways to analyze your existing home mortgage.
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